If you're thinking about credit cards for people with bad credit should be of interest to you also. To compute the balance due, the card issuer totals the credit cards for people with bad credit beginning balance for each day in the billing period and deducts any payments credited to your account that day. New purchases may or may not be added to the balance, depending on the plan, but cash advances typically are credit cards for people with bad credit added.
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Under the adjusted balance method, you have until the end of the billing cycle to credit cards for people with bad credit pay part of your balance and you avoid the interest charges on that portion. Some creditors exclude prior, unpaid finance charges from the previous balance.
Since your loan is totally secured by your savings account the bank credit cards for people with bad credit won't even make a credit or employment check. Take the $100 loan, go to another bank and do it all over again. Go to at least 3 banks doing the same thing.
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