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If one factor changes, your score may change-but improvement generally depends peoples credit first platinum card on howthat factor relates to other factors considered by the model. Only the creditor can explain what might improve your score under the particular model used to evaluate your credit application.
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This balance is computed by subtracting the payments you made and any credits you received during the present billing period from the balance you owed at the endof the previous billing period. New purchases that you made during the billing period are not included.