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So because the mail is the best means for them to communicate with the public, along with the many variables and sometimes complex circumstances that warrant a person requesting a copy of his credit report, the credit bureau hasno other choice but to send the requested report without question as soon as possible regardless if the information the person is using is accurate ornot.
This is true even if a divorce decree assigns separate debt obligations to each spouse. Former spouses who run up bills and don't pay them can hurt their ex-partner's credit histories on jointly-held accounts. If your file contains accurate negative information, only time and good credit habits will restore your credit-worthiness.
