Considering something about credit card holder, don't leave yet. An insufficient credit history may have an effect on your score, but that can be offset by other factors, such as timely payments and low balances. Have you credit card holder applied for new credit recently? many scoring models consider whether you have applied for credit recently by looking at "inquiries" on your credit report when you apply for credit.
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Credit Card Application
An insufficient credit history may have an effect on your score, but that can be offset by other factors, such as timely payments and low balances. Have you credit card holder applied for new credit recently? many scoring models consider whether you have applied for credit recently by looking at "inquiries" on your credit report when you apply for credit.