If you're thinking about online credit card applications, if it's of interest to you, then you should enjoy the following. In other words the computer will absorb the information you supplied them into their system as a new credit file when they search for any credit record in the name and personal information you gave them. And even if it comes back no record found it will still have in it's system your personal information such as your name, address, birthdates, social security number, date of birth, place of employment, etc.
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If you kept your first name and changed your last name to another one that starts with a different letter other than the first letter of your real last name, such as, john williams instead of john doe, and used your same personal information, then a no record found will also surface.
In the online credit card applications event you decide to change your name to create your new credit file you'll have to get a duplicate license or id to match the new name you're going to use. All you have to do is go to the to the driver's license bureau.
