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If you have applied for too many new accounts recently, that may negatively affect your score. When you return merchandise or pay more than you owe, you have the option of keeping the credit balance on your account or requesting a refund, if the amount exceeds $1.
Then they'll take your picture and issue you a valid temporary drivers license or idwith the changes on it. It shouldn't take more than 3 4 weeks for you to receive your permanent picture license or id. It will be good for 6 years. Doing things this way you'll have two licenses or id's.
