Regarding all credit cards no annual fee should be of interest to you also. To compute the balance due, the card issuer totals the beginning balance for each day in the billing period and deducts any payments credited to your account that day. New purchases may or may not be added to the balance, depending on the plan, but cash advances typically are added.
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If you plan to pay bills in full each month, the size of the annual fee or other all credit cards no annual fee fees, and not the periodic and annual percentage rate, may be more important. If you expect to use to pay for purchasesover time, the apr and the balance computation method are important terms to consider.
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