Regarding instant credit cards, don't leave yet. Third, consider asking instant credit cards someone with an established credit history-perhaps a relative-to co-sign the account if you don't qualify for credit on your own. The co-signer promises to pay your debts if you don't. You'll want to repay any debt promptly so you can build a credit history and apply for credit in the instant credit cards future on your own.
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Payments sent to other locations could delay getting credit for your payment for up to five days. If you lose your payment envelope, look on the billing statement for the address for payments or call the card issuer.
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