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When i speak of personal information i'm talking about a person's birthdate, social security number, address etc. It's no interest credit cards up to you to decide which way is best for you. The credit bureau's computer has to match a person's name and personal information with what's stored in it's memory banks or it won't be able to find the person's credit history.
A positive credit history is an asset, not only when no interest credit cards you apply for a, but also when you apply for a job or insurance, or when you want to finance a car or a home. If you're not employed outside the home, work part-time, or have a low-paying job, it may be difficult to demonstrate a strong financial picture without your spouse's income.
