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No Annual Fee Credit Cards
First, consider applying for a issued by a local store and use it responsibly. Ask they report to a credit bureau. If they do-and if you pay your bills on time-you'll establish a good credit history.
You do not have to pay the amount in question during the investigation. If you lose your credit or charge cards, or no fee credit cards if you realize they've been lost or stolen, immediately call the issuer(s). By law, once you report the loss or theft, you have no further responsibility for unauthorized charges.
