Looking at household bank credit card, read the following. Anyone who takes action against you in response to a report supplied by a cra-such as denying your application for credit-must give you the name, address and telephone number of the credit bureau that provided the report. Your income, assets, and credit history are considered by the creditor.
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If you're not employed outside the home, work part-time, or have a household bank credit card low-paying job, it may be difficult to demonstrate a strong financial picture without your spouse's income. But if you open an account in your name and are responsible, no one can negatively affect your credit record.
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